David A. Dubofsky
Retired Professor of Finance – University of Louisville and author of “Your Total Wealth…. The Heart and Soul of Financial Literacy”
The Heart And Soul Of Financial Literacy from Thomas Neuhaus on Vimeo.
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*Americans Lack Knowledge About Finance
Business Insider survey of 2007 millennials: only 20.7% understood
the terms and policies of their student loans. And these are college
students!
Federal Reserve’s 2019 Survey of Consumer Finances: Median NW of
a U.S. household is about $120,000.
National Foundation for Credit Counseling 2020 survey: 78% of U.S.
adults believe they could benefit from financial advice.
National Financial Educators Council 2020 survey: 84.5% believe high
schools should teach a course on financial literacy.
Schroders 2021 survey: half of Americans in their 40s-60s don’t know
where/how their retirement money is invested (asset allocation)*
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